How Many Steps Are We at Now
Mar. 11th, 2026 11:33 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
nyykiSo one step forward and two steps back with a resource to maybe move ahead several steps.
I talked to my mortgage company yesterday. They got my records updated, so my name is correct on my mortgage now. I've also updated my insurance company, not that it matters because in this state homeowner's insurance is mandatory and also useless. This is a good thing, even more so now.
I've had a leak in my master half bath for a while. We thought it was a window problem, but after the deluge last night the leak moved from the windowsill to over the toilet. It took me a bit to find where it was and opening the lid solved the drip on the floor problem.
Until about 40 minutes ago, when the entire bathroom ceiling came down – yep, my roommate says it's the whole thing, wall to wall and edge to edge Unexpected, to say the least. The leak is due to roof issues my insurance company refused to fund. Yeah, less than amused I am. Kick them to the curb I want to do.
This chain of events doesn't stop there though; the city I live in has a home repair block grant program – I want the roof dealt with, and the ceiling in the bathroom is also a priority, but if possible I'd love to get the broken slab in the add-on fixed and the tile laid in the kitchen. So this annoying chain of events may work out in the end.
It picked the only day I have something scheduled this week – editing withlanalucy. So its timing kind of sucks, but oh well, better to get it over with. Hope y'all are having a far less eventful day.
I talked to my mortgage company yesterday. They got my records updated, so my name is correct on my mortgage now. I've also updated my insurance company, not that it matters because in this state homeowner's insurance is mandatory and also useless. This is a good thing, even more so now.
I've had a leak in my master half bath for a while. We thought it was a window problem, but after the deluge last night the leak moved from the windowsill to over the toilet. It took me a bit to find where it was and opening the lid solved the drip on the floor problem.
Until about 40 minutes ago, when the entire bathroom ceiling came down – yep, my roommate says it's the whole thing, wall to wall and edge to edge Unexpected, to say the least. The leak is due to roof issues my insurance company refused to fund. Yeah, less than amused I am. Kick them to the curb I want to do.
This chain of events doesn't stop there though; the city I live in has a home repair block grant program – I want the roof dealt with, and the ceiling in the bathroom is also a priority, but if possible I'd love to get the broken slab in the add-on fixed and the tile laid in the kitchen. So this annoying chain of events may work out in the end.
It picked the only day I have something scheduled this week – editing with
lanalucy. So its timing kind of sucks, but oh well, better to get it over with. Hope y'all are having a far less eventful day.
no subject
Date: 2026-03-12 02:10 am (UTC)But you haven’t carved your way into forensic history with a can opener yet, so you get a gold star for emotional regulation.
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Date: 2026-03-12 02:23 am (UTC)A can opener is so inefficient -- I have fast access to so many other better implements... like, for instance, a child-safe pill bottle and some oregano, as one example -- so much you can do with oregano, after all.
I am not alone in this state -- I know others suffering from enfuckkification right now. This is not a club anyone wants to join or be a member of.
no subject
Date: 2026-03-12 02:25 am (UTC)no subject
Date: 2026-03-12 02:52 am (UTC)A wooden spoon, a melon baller, or a #4 Hamilton Beach scoop would be more evocative though.
no subject
Date: 2026-03-12 02:33 am (UTC)You've raised my curiosity: What state has these 'mandatory' and useless homeowners insurance issues, and what are they?
Although I've no intent to move anywhere, i keep a mental running list of where i don't want to move or visit. The top of the list is Kansas. That's because i was stationed there many (many, many) moons ago. Did not care for the Army or that state.
Long story. LOL
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Date: 2026-03-12 02:57 am (UTC)This is a common problem across any state that either has coasts that can acquire hurricanes or places with excessive weather in pretty much any form and style. I have a mostly gone shingle collection on my roof, but I also have 26 solar panels on the back of my home, and the adjuster said it'd take about fifteen grand to do my roof because of the cells, then cited my high deductible and washed his hands of it all -- this has happened to other folks I know in a similar situation, though without the solar cells, across many formerly well-respected insurance providers.
And I wasn't the least bit impressed with Kansas the two times I was there, so your words about it resonate with my experience.